Overview

Take a tour of how payment works on the Internet

VeriSign, Inc. (formerly Signio) delivers a fast, highly scalable and reliable Internet payment platform that enables companies to authorize, process, and manage multiple payment types, multi-currency options and different payment schemes online. Regardless of a company's size or support requirements, VeriSign services can be scaled quickly and easily to meet growing or changing business demands.

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Link enables you to connect your consumers to a secure VeriSign-hosted order form and use it to automate order acceptance, authorization, processing, and the management of transactions. It's as simple as entering an HTML hyperlink into your existing Web site. Payflow Link is the ideal choice if you process low-to-moderate levels of orders, and prefer a solution that is especially easy to implement and maintain. You will find that you can payment-enable your Web sites with little or no assistance from a Web developer.

Buy your Payflow solution now!

For merchants requiring peak performance and complete customizability, Payflow Pro offers a seamless payment processing solution. Payflow Pro enables payment processing through the Payflow Pro client software. This software is a small SSL TCP/IP enabled messaging agent that controls communications between your application and the Payflow platform. Designed for scalability and reliability, Payflow Pro creates a dedicated SSL TCP/IP level communication thread for each transaction between the client and the server.

Payflow Pro is downloadable from the VeriSign Web site as a Software Development Kit (SDK) or comes pre-integrated with most Internet shopping carts and e-commerce platforms.

Service Features

• Rapid response
  Delivers transaction response times among the fastest in the industry (average 8-10 seconds).
• Reliable
  The VeriSign client-server architecture recognizes when a transaction attempt is aborted, never completing a transaction if the connection from the consumer to the payment server is 'dropped'. This eliminates the problem of 'false' authorizations that can occur with other payment solutions.
• Low cost
  The VeriSign service is designed to support your payment processing needs at the lowest cost with unlimited credit card and Internet check transactions. Once implemented, there are no requirements for maintenance or upgrades.
• Automatic batch settlement
  In addition to providing full transaction support, the VeriSign system takes care of all batch management functions required for credit card processing. This is done daily, so you can be assured of quick availability of your funds.
• Secure
  Today's popular Internet payment solutions require credit card storage on a merchant's server, this can create a potential security risk for a merchant. VeriSign eliminates this security hazard by maintaining all transaction information on protected systems that cannot be accessed. Additionally, all transactions are conducted using the Internet standard for security - SSL.
• Merchant support tools
  A browser-based secure transaction management site is provided to support all the post-transaction needs of every merchant. This site provides up-to-date information on transaction activity, and a convenient desktop terminal for issuing new transactions including authorizations and credits.
• Scalable solution
  VeriSign services are delivered through state-of-the-art technology that can adapt to your processing and business requirements. Whether your needs are for simple integration to an HTML form, or if you require a multi-threaded solution to support thousands of transactions processed through multiple servers, the VeriSign system can meet your needs and grow with your business.

Transaction Flow
When a consumer has finished shopping, the merchant's ordering system completes all transaction-related calculations including tax and shipping. The transaction data is encrypted and transparently sent to our secure payment server for real-time processing. The following diagram provides an overview of how a typical credit authorization works.

1. A consumer places an order with a Merchant, and the Merchant uses standard SSL-enabled front-end security for accepting transaction information.
2. Merchant transfers the processing data to resident VeriSign thin-client.
3. The VeriSign client 'calls' the secure payment server, which certifies the merchant and receives the encrypted processing data.
4. Processing data is forwarded to the appropriate processing network, and the processor issues a response to the VeriSign server.
5. Processing response is reported back to the merchant's client, and merchant provides approval/denial message to consumer. Consumer connection must still be active for transaction to be completed.

Click Here to try out VeriSign Payment Services for FREE before you buy.